Compare Job Offers
Compare multiple job offers side-by-side based on real take-home pay after taxes, benefits, and deductions.
Net pay per paycheck
$2,767
$71,952 per year
Effective tax rate
28.00%
Gross annual
$100,000
Net pay per paycheck
$3,002
$78,057 per year
Effective tax rate
29.00%
Gross annual
$110,000
Comparison Summary
Offer 2 vs Offer 1
Offer 2 pays $6,105 more per year after tax
Annual difference: $6,105
Salary: +$6,105
How we calculate offer take-home pay
We calculate your take-home pay by starting with your annual salary, then subtracting:
- Pre-tax deductions: 401(k) contributions, HSA, FSA, and commuter benefits reduce your taxable income
- Federal taxes: Calculated using 2024 tax brackets and your filing status
- State taxes: Varies by state, using current tax brackets
- FICA taxes: Social Security (6.2% up to wage base) and Medicare (1.45% base, plus 0.9% additional for high earners)
- Post-tax deductions: Health, dental, and vision insurance premiums
- Extra withholding: Any additional federal or state withholding you specify
- Bonuses: Taxed at supplemental rates (22% federal for bonuses under $1M)
The result shows your actual take-home pay per paycheck and per year, so you can compare offers on an apples-to-apples basis.
Disclaimer: This calculator provides estimates only. Actual take-home pay may vary based on your specific tax situation, deductions, credits, and employer policies. Consult a tax professional for personalized advice.